Official Video Walkthrough: Telegram Short #268
Watch the official visual demonstration below illustrating native UI navigation, responsive interaction flows, and feature configuration.
credit_card 1. Direct Merchant Gateway Sharding & Financial Zero-Knowledge
Telegram operates purely as a secure visual bridge. When a customer enters payment details, the sensitive card credentials are encrypted directly on-device and sent straight to the merchant’s certified processor (Stripe, Razorpay, LiqPay, etc.).
Telegram never intercepts, processes, or archives credit card numbers, CVVs, or bank details on its server infrastructure.
Invoices dynamically calculate regional delivery fees, sales taxes, and optional customer gratuities during checkout.
Customers receive cryptographically timestamped purchase receipts and tracking numbers inside their verified chat stream.
Payments 2.0 E-Commerce Checkout Workbench
checklist Step-by-Step Implementation Guide
Connect Gateway via @BotFather
Open @BotFather, select your bot, navigate to "Bot Settings" > "Payments", and choose your payment provider (e.g. Stripe).
Issue Invoices in Chats
Use the sendInvoice API method to dispatch rich interactive payment cards with product photos, descriptions, and price tags.
Process Fulfillments Automatically
Upon payment authorization, your server receives a pre_checkout_query webhook to deliver digital goods or trigger logistics instantly.
help Frequently Asked Questions & Expert Guidance
question_answer Does Telegram take a cut of sales transactions?
No. Telegram charges 0% commission on all merchant transactions. You only pay your payment gateway’s standard processing fee (e.g. Stripe 2.9% + 30c).
question_answer Can users save their credit cards for 1-tap checkout?
Yes. Customers can securely save their payment credentials for fast repeat purchases with biometric authentication.
